Terms of Service

1. Acceptance of Terms

By accessing or using PayVia's services, including our website, API, SDK, dashboard, or any related tools, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not use our services. These Terms constitute a legally binding agreement between you ("Developer", "you", or "your") and PayVia ("we", "us", or "our").

2. Description of Service

PayVia provides payment infrastructure that enables developers to accept subscription payments for their Chrome Extensions and SaaS applications. Our service includes:

• Payment processing via supported providers (currently PayPal and Tranzila)
• Subscription and license management
• A developer dashboard for project, plan, tier, and subscriber management
• A JavaScript SDK for client-side integration
• REST API and MCP server for programmatic access
• Trial management and automatic trial enrollment
• License validation and caching for offline use

3. Account Registration

To use PayVia, you must create an account by registering with an email and password, or by signing in with Google. You agree to:

• Provide accurate, current, and complete registration information
• Maintain the security of your account credentials, API keys, and OAuth tokens
• Accept responsibility for all activities that occur under your account
• Notify us immediately of any unauthorized use of your account

You may not share your API keys or allow others to access your account. PayVia reserves the right to suspend accounts that show signs of unauthorized access or credential sharing.

4. Payment Processing

PayVia facilitates payments through third-party payment providers. Currently supported providers include PayPal and Tranzila. Important terms regarding payment processing:

• Payments are processed directly through your connected payment provider account
• PayVia does not hold, store, or have access to your end-users' payment card details
• You are responsible for complying with each payment provider's terms of service, acceptable use policies, and any applicable laws
• You must configure valid payment provider credentials for your projects
• Refunds, chargebacks, and disputes are handled through the respective payment provider

PayVia is not a payment processor. We act as an intermediary platform that connects your application with payment providers. The contractual relationship for payment processing is between you and the payment provider.

5. Developer Responsibilities

As a developer using PayVia, you are responsible for:

• Complying with all applicable laws and regulations, including consumer protection, data privacy (GDPR, CCPA, etc.), and tax obligations
• Providing clear and accurate pricing, terms, and refund policies to your end-users
• Handling end-user support, complaints, and disputes related to your products
• Ensuring your use of the SDK, API, and webhooks follows our documentation
• Maintaining the confidentiality of your API keys and not embedding them in client-side code
• Informing your end-users about data collection and obtaining necessary consents

6. Trial and Subscription Terms

PayVia supports trial periods and subscription lifecycle management:

• You may configure automatic trial enrollment for your projects (up to 90 days)
• Trial users are enrolled automatically when configured — ensure your end-users are informed about trial terms before enrollment
• Canceled subscriptions include a grace period through the end of the paid billing cycle
• License validation results may be cached on end-user devices for offline access

7. Fees

PayVia is currently offered free of charge during the platform's growth phase. We reserve the right to introduce fees for certain services in the future. Any fee changes will be communicated at least 30 days in advance via email and through the dashboard. Continued use after fee changes take effect constitutes acceptance of the new pricing.

8. Prohibited Uses

You may not use PayVia for:

• Illegal activities, products, or services
• Fraudulent transactions or money laundering
• Activities that violate payment providers' acceptable use policies
• Selling counterfeit goods or infringing intellectual property
• Harassment, abuse, or threatening behavior toward other users
• Attempting to reverse-engineer, decompile, or extract source code from PayVia
• Excessive API usage intended to degrade service performance (abuse or denial-of-service)
• Circumventing license validation, cache signatures, or security mechanisms
• Any activity that could harm PayVia's reputation, infrastructure, or other users

9. Intellectual Property

PayVia and its original content, features, functionality, SDK, API, and documentation are owned by PayVia and are protected by international copyright, trademark, and other intellectual property laws.

We grant you a limited, non-exclusive, non-transferable, revocable license to use the PayVia SDK and API solely for integrating payment functionality into your applications, subject to these Terms. You retain all rights to your own applications and content.

10. Disclaimer of Warranties

PayVia is provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the service will be uninterrupted, error-free, or secure, or that defects will be corrected. You use the service at your own risk.

11. Limitation of Liability

To the maximum extent permitted by applicable law:

• PayVia shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, business opportunities, or goodwill
• PayVia shall not be liable for any damages arising from payment processing failures, payment provider outages, or third-party service disruptions
• Our total aggregate liability for all claims shall not exceed the fees paid by you to PayVia in the twelve (12) months preceding the claim, or $100 USD, whichever is greater

12. Indemnification

You agree to indemnify, defend, and hold harmless PayVia, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, costs, or expenses (including reasonable attorney's fees) arising from: (a) your use of the service; (b) your violation of these Terms; (c) your violation of any third-party rights; or (d) any dispute between you and your end-users related to payments or subscriptions processed through PayVia.

13. Termination

We may terminate or suspend your account immediately, without prior notice, for:

• Violation of these Terms or any applicable law
• Fraudulent, abusive, or illegal activity
• Extended inactivity (accounts with no activity for 12+ months)
• At your request, by contacting us at payvia@asia-digital.online

Upon termination, your right to use the service ceases immediately. We may retain certain data as required by law or for legitimate business purposes (e.g., transaction records, audit logs). Active subscriptions of your end-users will not be automatically canceled — you are responsible for managing your end-users during any transition.

14. Force Majeure

PayVia shall not be liable for any failure or delay in performance resulting from causes beyond our reasonable control, including but not limited to natural disasters, war, terrorism, pandemics, government actions, power outages, internet disruptions, or third-party service failures (including payment provider outages).

15. Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Israel, without regard to conflict of law principles. Any disputes arising from these Terms shall first be attempted to be resolved through good-faith negotiation. If unresolved within 30 days, disputes shall be submitted to the exclusive jurisdiction of the courts located in Tel Aviv, Israel.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

17. Changes to Terms

We reserve the right to modify these Terms at any time. Material changes will be communicated at least 14 days in advance via email and/or a prominent notice on the dashboard. Your continued use of PayVia after the effective date of changes constitutes acceptance of the updated Terms. If you do not agree to the changes, you must stop using the service and close your account.

18. Contact

If you have questions about these Terms of Service, please contact us at payvia@asia-digital.online or visit our contact page.